Insurance for your LLC?

Do any of you have insurance for your LLC/business? I’m wondering if it’s something I need just in general. I’m also signing a contract and it says I should have adequate general liability insurance which seems odd for a recipe development + photography contract. Any advice is appreciated!

I don’t have it for mine, but I know it’s suggested for food bloggers. I think the idea is around liability if someone makes your recipe and something happens like they have a bad reaction. But, I’m definitely no expert.

@megan do you have insurance??

I do! This also covers equipment, so if you spill a pitcher of margaritas on your camera or something weird happens it would be covered. I think it’s a good idea to do it.

What type of insurance is it and what company do you use?

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My policy is with Hartford and I believe it’s just a standard small business owner policy.